Bunq Referral Code 2026: 30 Days Free + Referral Reward

Bunq hands out no alphanumeric promo code. Two real offers exist:

Verified referral link: https://bunq.app/invite/Grisbi

The referral reward is not a fixed amount: depending on the campaign and deposit, Bunq offers bonus interest, a Metal Card, free stock-trading months, wheel spins or a cash reward. The exact terms appear in the app at sign-up. We update this page at each check.

In under 10 minutes from your smartphone:

1. Open the link https://bunq.app/invite/Grisbi to activate the referral (no code to copy)

2. Download the Bunq app (iOS or Android)

3. Create your account with an ID and a selfie, then pass the KYC check

4. Choose your plan: Free (€0) or a paid plan free for 30 days (Core, Pro, Elite)

5. Order a physical card if needed — a virtual one is available instantly

Tip: sign up through the link so you do not lose the referral. The variable reward and the 30-day trial apply at sign-up; a paid plan is only charged from month two.

Bunq offers four personal plans. Prices checked in 2026 (source: bunq.com):

All three paid plans come with a 30-day free trial (charged from month two unless cancelled). The Free plan stays free but is limited to savings and virtual cards. Compare with N26 and Revolut.

Bunq's environmental commitment runs through Bunq Trees, launched in 2019 with Eden Reforestation Projects:

• A tree planted based on your spending, at a pace that depends on your plan: roughly 1 tree / €1,000 spent at the base level, 1 / €250 on Pro and 1 / €100 on Elite
• Real-time tracking of trees planted inside the app
• Certified reforestation projects (Madagascar, Kenya, and more)

Note: tree planting is tied to your card payments, not a fixed "X trees at sign-up" bonus. That is what sets Bunq apart from Revolut or N26: the ecological impact is built into everyday banking.

Bunq offers Mastercard cards for every use:

Virtual card:

• Available instantly after opening (from the Free plan)
• Ideal for secure online purchases
• Create disposable cards for your subscriptions

Physical card:

• Mastercard delivered to your home (included from the Core plan)
• Contactless, Apple Pay / Google Pay and ATM withdrawals
• Instant freeze from the app if lost

How many cards?

• Free: 1 virtual card
• Core: 1 physical + 1 virtual
• Pro / Elite: up to 3 physical + 25 virtual

The number of cards and fees depend on your Bunq plan (Free, Core, Pro or Elite). The base plan stays competitive against N26 and Monese.

The Bunq referral rewards both referrer and friend, but the reward is not a fixed amount:

• It depends on the current campaign and the friend's deposit
• Depending on the period, Bunq offers bonus interest, a Metal Card, free stock-trading months, wheel spins or a cash reward
• The exact type and conditions show in the app at sign-up (they vary by user, market and period)

To activate the referral:

• Use the link https://bunq.app/invite/Grisbi before creating the account
• Complete identity verification and any minimum deposit the campaign requires
• One reward per person, for new customers only

Beware of sites advertising "€10 + 1,000 points + 10 trees" as a guaranteed bonus: Bunq has no loyalty points and the real reward is variable. For a fixed euro referral, look at N26 or Revolut.

A comparison of the three most popular neobanks:

Our verdict: Bunq suits mobile-first users who care about the environment and multi-account banking. Strengths: fast opening, a genuine ecological commitment (Bunq Trees), flexible cards, a 30-day trial on paid plans. Weaknesses: the full current account is paid (from €3.99/mo), and the referral reward is variable. Choose N26 for a simple free account, or Revolut for currency exchange and crypto. See also Monese and Curve.