August 2026 edition · manually verified data
Life-insurance & savings bonus barometer — August 2026
No sector pays more for a new customer: this barometer ranks 12 online life-insurance (assurance-vie) brokers, robo-advisors and savings accounts by the maximum euro bonus offered at opening (welcome offer and/or referral). The biggest bonuses are tiered to the amount deposited — details on each brand page, along with its last verification date.
Highest bonus
€500
Yomoni
Average bonus
€149
across 12 ranked players
Podium
€220 +
entry ticket to the top 3
Theoretical total
€1,790
all bonuses added together
The August 2026 ranking — life insurance, managed portfolios & savings
| # | Platform | Max bonus | How to claim it | Verified on |
|---|---|---|---|---|
| 1 | Yomoni | 500€ offerts | Referral code on the brand page | August 6, 2026 |
| 2 | Ramify | 250€ offerts | Referral link on the brand page | August 12, 2026 |
| 3 | Fortuneo assurance vie | Jusqu'à 220€ offerts | Referral code on the brand page | August 6, 2026 |
| 4 | Bforbank Assurance Vie | jusqu'à 200€ offerts | Referral link on the brand page | August 17, 2026 |
| 5 | Meilleurtaux Placement | 200€ offerts | Referral code on the brand page | August 10, 2026 |
| 6 | Afer | 100€ offerts | Referral link on the brand page | August 14, 2026 |
| 7 | Altaprofits | 100€ offerts | Referral code on the brand page | August 14, 2026 |
| 8 | Linxea | jusqu'à 100€ offerts | Referral link on the brand page | August 8, 2026 |
| 9 | Assurancevie | 50€ offerts | Referral link on the brand page | August 7, 2026 |
| 10 | Raisin | 50€ offerts | Referral code on the brand page | August 7, 2026 |
| 11 | Cashbee | 10€ offerts | Referral link on the brand page | August 9, 2026 |
| 12 | Livret P | 10€ offerts | Referral code on the brand page | August 8, 2026 |
Key takeaways
The August 2026 podium: Yomoni peaks at €500, ahead of Ramify (€250) and Fortuneo assurance vie (€220). Read those numbers carefully: the maximums are unlocked through deposit tiers — the actual bonus for a saver opening with a few thousand euros will be closer to the barometer average (€149).
Life insurance towers over every other referral sector: its business model (annual management fees on assets held for many years) allows heavy spending on customer acquisition. For comparison, the best bonus in the bank barometer tops out at €300 and the energy & telecoms barometer at €200.
Methodology
- Scope: online life-insurance brokers, robo-advisors (managed portfolios) and savings accounts marketed in France, with a bonus denominated in euros.
- Amount used: the maximum bonus a new customer can claim — welcome offer and/or referral. The highest bonuses require large initial deposit tiers; the exact conditions are listed on each brand page.
- Exclusions: percentage yield boosts on the euro fund, entry or management fee discounts, free months of management — none of which convert into a single comparable amount.
- Verification: every offer is checked manually; the last verification date is shown in the table and on the corresponding brand page.
- Updates: the ranking recalculates automatically whenever a bonus changes; an editorial summary is published every quarter.
Figures may be reproduced freely with a link to this page as the source.
Frequently asked questions
Which platform offers the best life-insurance bonus in August 2026?
Yomoni tops the barometer with €500 — a maximum reached subject to deposit conditions. The average across the 12 ranked players is €149.
How do I get a bonus when opening a life-insurance contract?
The bonus is claimed by opening the contract through the current offer's link or code, during its validity period. Its amount is almost always tiered to the initial deposit: bonuses worth several hundred euros require deposits of several tens of thousands of euros. It is then credited to the contract or paid by bank transfer, after a minimum holding period.
Why are life-insurance bonuses so high?
Online brokers and robo-advisors charge no entry fees and earn their income from the annual management fees on assets under management. Since a life-insurance customer typically stays for many years, they can spend hundreds of euros acquiring one — hence welcome bonuses among the highest on the market, far ahead of banking or energy.
How often is this barometer updated?
Offers are re-verified continuously (each brand page shows its last verification date) and the ranking recalculates automatically whenever a bonus changes. An editorial summary is published every quarter.
See also: all the bonus barometers, the stock-broker bonus barometer, the bank referral bonus barometer, the energy & telecoms bonus barometer and all Finance, Insurance & Crypto promo codes.